Terms and Conditions

Effective Date: August 1, 2026

Welcome to StudyToEarn (“we,” “our,” or “us”). By accessing or using our website, services, or platform, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our services.

1. Acceptance of Terms

By registering an account or using StudyToEarn, you confirm that you are at least 18 years old or have permission from a parent or legal guardian.

2. Our Services

StudyToEarn provides educational content, online learning resources, courses, quizzes, certifications, and other educational services. We reserve the right to modify, suspend, or discontinue any service at any time without prior notice.

3. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You agree to provide accurate and complete information during registration and to update it when necessary.

You are responsible for all activities that occur under your account.

4. Acceptable Use

You agree not to:

  • Violate any applicable laws or regulations.
  • Share your account credentials with others.
  • Attempt to hack, disrupt, or interfere with the platform.
  • Upload malicious software or harmful content.
  • Copy, distribute, or reproduce our content without written permission.
  • Use the platform for fraudulent or illegal activities.

5. Intellectual Property

All content on StudyToEarn, including text, graphics, logos, videos, software, and educational materials, is owned by or licensed to StudyToEarn and is protected by applicable intellectual property laws.

You may not reproduce, modify, or distribute our content without prior written consent.

6. Payments and Refunds

If paid services are offered:

  • All fees are displayed before purchase.
  • Payments are processed securely through third-party payment providers.
  • Refund eligibility is determined according to our Refund Policy.
  • We reserve the right to refuse or cancel transactions suspected of fraud.

7. User Content

You retain ownership of content you submit, such as assignments, comments, or discussions.

By submitting content, you grant StudyToEarn a non-exclusive, worldwide, royalty-free license to display, store, and use such content for operating and improving the platform.

8. Privacy

Your use of the platform is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

9. Disclaimer

StudyToEarn provides educational information for learning purposes only. We do not guarantee specific academic, professional, or financial outcomes from using our services.

The platform is provided “as is” and “as available” without warranties of any kind.

10. Limitation of Liability

To the fullest extent permitted by law, StudyToEarn shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the platform.

11. Account Suspension

We reserve the right to suspend or terminate any account that violates these Terms and Conditions or engages in fraudulent, abusive, or illegal activities.

12. Third-Party Services

Our platform may contain links to third-party websites or services. We are not responsible for their content, policies, or practices.

13. Changes to These Terms

We may update these Terms and Conditions from time to time. Continued use of the platform after changes become effective constitutes acceptance of the revised terms.

14. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the applicable laws of the jurisdiction in which StudyToEarn operates.

15. Contact Us

If you have any questions regarding these Terms and Conditions, please contact us:

Email: support@studytoearn.org

We will make reasonable efforts to respond to your inquiry as soon as possible.